Home Warranties

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Real Estate

Home Warranties

In the Emerald Coast Of Florida

 

How does it work?

l If a home system or appliance breaks down or stops working, you call the home warranty company.

2 Your home warranty company will call a service provider it has a business arrangement with.

3 The service provider will call you to make an appointment.

4 The service provider will fix the problem. If an appliance or system is malfunctioning and can’t be repaired, depending on your contract coverage, your home warranty company will pay to replace and install the appliance.

5 You will pay a small trade service fee (usually less than $100).

What’s not covered? Check your specific policy, but in general:

1 Outdoor items such as sprinklers

2 Faucets

3 Refrigerators, washers, dryers and garage door openers

4 spas and pools, unless specific coverage requested

5 Permit fees

6 Haul aways.

What can cause denial of a claim?

1l Improper maintenance

l2 Code violations

l3 Unusual wear and tear

l4 Improper installation

General coverage includes:

l Air conditioning

2 Dishwashers

3 Doorbells

4 Furnace/heating systems

5 Water heaters

6 Ductwork

7 Garbage disposals

8 Inside plumbing stoppages

9 Ceiling fans

l0 Electrical systems

1l Range and oven

l2 Telephone wiring.

 

Numbers, rates and coverage can changes depending on the area, plan you purchase and company you choose.

 

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-Realtor® Rankin